What are life insurance riders?

Life insurance riders are additional benefits or provisions that can be added to a life insurance policy to enhance its coverage. They provide policyholders with options to customize their life insurance policy to better suit their specific needs.

What is an accidental death benefit rider?

An accidental death benefit rider is a life insurance rider that provides an additional death benefit if the insured person dies as a result of an accident. This rider can provide financial support to the insured’s beneficiaries in addition to the base life insurance coverage.

What is an accelerated death benefit rider?

An accelerated death benefit rider is a life insurance rider that allows the policyholder to receive a portion of the death benefit while still alive if they are diagnosed with a terminal illness. This rider provides financial assistance to the insured during their lifetime to cover medical expenses or other needs.

What is a critical illness rider?

A critical illness rider is a life insurance rider that pays a lump sum benefit to the insured if they are diagnosed with a covered critical illness such as cancer, heart attack, stroke, or organ transplant. This rider helps policyholders manage the financial impact of a serious illness by providing funds to cover medical costs or other expenses.

What is a disability waiver of premium rider?

A disability waiver of premium rider is a life insurance rider that waives the premium payments on the policy if the insured becomes totally disabled and unable to work. This rider ensures that the life insurance coverage remains in force even if the insured is unable to pay the premiums due to disability.

What is a child term rider?

A child term rider is a life insurance rider that provides coverage for the policyholder’s children. It offers a death benefit if the insured’s child dies during the term of the rider. This rider can help financially protect the insured’s children and cover funeral expenses in the unfortunate event of a child’s death.

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Q: What life insurance riders does MetLife offer?

MetLife offers a range of life insurance riders to its policyholders. Some of the common riders they offer include accidental death benefit rider, accelerated death benefit rider, critical illness rider, disability waiver of premium rider, and child term rider.

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What life insurance riders does MetLife offer?

Life insurance riders are additional benefits that policyholders can add to their insurance policy to customize and enhance their coverage. MetLife, one of the largest insurance companies in the United States, offers a variety of life insurance riders to meet the unique needs of its customers. Understanding Life Insurance Riders Before diving into the specific…

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What life insurance riders does MassMutual offer?

Life insurance policies often come with the option to add riders, which are additional benefits that can enhance the coverage provided. MassMutual, one of the leading life insurance providers, offers a range of riders to customize their policies and cater to the specific needs of policyholders. In this article, we will explore the various life…

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What life insurance riders does MetLife offer?

What life insurance riders does MassMutual offer?

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