Can you get life insurance when you have down syndrome?

Understanding Down Syndrome Down syndrome is a genetic disorder that occurs when an individual is born with an extra copy of chromosome 21. This extra genetic material affects the development of the body and brain, leading to intellectual and physical disabilities. Approximately 1 in every 700 babies is born with Down syndrome, making it the…

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Can you get life insurance when you have depression?

Depression can have a significant impact on various aspects of a person’s life, including their ability to obtain life insurance coverage. Insurers typically consider mental health conditions when assessing the risk factors associated with an individual’s application for life insurance. However, having depression does not automatically disqualify you from obtaining coverage. Understanding how depression affects…

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