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Understanding Life Insurance Policies Life insurance is an essential financial tool that provides protection and support in the event of a policyholder’s death. In a life insurance policy, the policyholder pays premiums to an insurance company, which then promises to pay a benefit to the designated beneficiary upon the policyholder’s death. There are several basic…
→ Read MoreLife insurance is an essential financial tool that provides protection, security, and peace of mind to individuals and their families. While the primary purpose of life insurance is to provide a death benefit to beneficiaries, some policies also accumulate cash value over time. This raises the question: Can the life insurance cash value be used…
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