Pros and Cons of the Return of Premium Life Insurance

If you are shopping for a life insurance policy, you may find it difficult to understand all of the different options out there. What’s worse, you may cringe at the idea of purchasing something like a term life insurance policy only to live past the end of the term and never see any of the…

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Is life insurance for smokers more expensive?

When you are shopping for life insurance, you have a lot of options at your fingertips. You could choose a term life insurance policy that lasts anywhere from 10 to 30 years, or you could choose one of the many versions of permanent life insurance that will cover you until you pass away, regardless of…

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