Life Insurance 101: What is a child rider?

If you have a child ­— or children — a child rider add-on to your life insurance policy will not only benefit you, but it will benefit your child as well. The good thing about the child rider add-on is that, once purchased, it covers all of your children or future children. You do not…

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Life Insurance 101: What is a spouse term rider?

What is a rider in insurance? Specifically, what is a spouse term rider, and how does it work? A spouse term rider for life insurance essentially allows two people to share a life insurance policy. When you’re engaged in advanced planning, you may find that you need to pair a spouse term rider, child rider,…

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